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Kiva-Loans That Change Lives!

All over the world people and small businesses are in need of money, often just as little as $25, (too little for a bank to bother with) and that’s where Kiva comes in! Kiva is an online non-profit organization that sets up small loans, or “microfinancing” between you and someone who needs it. Find out more!

What is Kiva?

Kiva Microfunds (or Kiva.org) was started in 2005 by Matt Flannery and Jessica Jackley who were inspired by a talk they attended at Stanford on “microfinancing” (small loans, often from just one person to another). After working in Africa for some time, Jessica and Matt started interviewing small businesses about their problems getting funding. They decided to come back to the U.S. and try to help people around the world by starting a "microloan" website.

In Swahili the word “Kiva” means “unity”. It's run by a group of people who know all about money, business and technology and helps small businesses in places like Africa get the small loans they need from everyday people (like yourself). These loans are so small, the banks wouldn’t want to bother with them anyway. It can take very little to help a small businesses in another country, as little as $25 sometimes!

How Does it Work?

“Field Partners” working for Kiva go to different countries to find people who needs small loans, and are in charge of handling and giving the money to the person directly. On the Kiva website you can browse through different small businesses and people to see who you would like to donate your money to. When you make a loan, you can then track the person’s progress and get updates on how they are doing! Eventually the borrower repays the loan, and it comes back to your Kiva account, so you can loan the money again or keep it for something else.  Over 300, 000 people have received Kiva loans already!

How Can I Help?

Want to get involved? How about making Kiva a class project? You can help spread the word by telling parents, printing material off the website, and if you’re feeling daring your whole class could make a loan and see just how far across the globe your dollar goes!

Many classrooms get involved in “Lending Teams” which means you and other kids in other schools, or within your school, share in the project.

Kiva's Reasons to Get Involved:

  • Serves as a springboard to learning about everyday life for real people across the world
  • Exposes students to the complex histories and cultures of countries often vastly different to their own
  • Provides practical use of computer skills, in both navigating the Kiva website and using the internet as a research tool
  • Teaches about basic business practices and economic principles
  • Engages students in the practice of microfinance as microlenders
  • Introduces students to the possibilities of social entrepreneurship
  • Empowers students to know they can make a difference in the wider world today

Check out this vid on how Kiva works!        


Have Your Say

What do you think of Kiva? Do you want to get your class involved? Visit Kiva.org for more info!

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What Would You Do With $106?

  • Buy Shoes.
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  • Video games.
  • Spend it on my date.

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1. What is your name? Madison 2. How old are you? 13 3. What is your gender? female 4. Youtube, Netflix, or Hulu? Hulu 5. Any siblings? yes. 1 older brother, 1 older sister, and one younger sister 6. Favorite genre of music? (if dubstep, then your awesome)  50s, pop (kinda) 7. Favorite Musician, Band, Singer? Dion, Taylor swift, Miranda Cosgrove 8. Do you like school? yes, if you take away math! 9. Crush? yes a lot of celebrity crushes, none on people my age (I'm homeschooled, so i never really get to meet/see people my own age) 10. Do you like anime? never watched any 11. Do you trick or treat? YES!! 12. Do you play any video games? yes! 13. PC or Console? console 14. What are you being for halloween? Rainbow Dash ( i wanted to be Katniss but no one had her costume :() 15. Did you enjoy this short quiz? yeas! it was awesome!!
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1. What is your name? Anna 2. How old are you? Fourteen, turning fifteen soon. 3. What is your gender? Female 4. Youtube, Netflix, or Hulu? When I actually watch something, Netflix 5. Any siblings? Yesh. Five younger. Four brothers and one sister. 6. Favorite genre of music? (if dubstep, then your awesome) Pshh, you should already know. But yes, dubstep probably. 7. Favorite Musician, Band, Singer? Idk. I'm just going to put music producer. Which you should probably know XD It is you :P 8. Do you like school? Depends 9. Crush? Passing 10. Do you like anime? Yesh, but I hardly watch it 11. Do you trick or treat? No. Have Halloween parties instead with family. Occasionally participate in the trunk-or-treat 12. Do you play any video games? Yesh. Lots 13. PC or Console? PC 14. What are you being for halloween? Myself XD 15. Did you enjoy this short quiz? Yesh. I like quizzes
reply 7 minutes
Zyro posted in General:
Tell me about yourself 1. What is your name? 2. How old are you? 3. What is your gender? 4. Youtube, Netflix, or Hulu? 5. Any siblings? 6. Favorite genre of music? (if dubstep, then your awesome) 7. Favorite Musician, Band, Singer? 8. Do you like school? 9. Crush? 10. Do you like anime? 11. Do you trick or treat? 12. Do you play any video games? 13. PC or Console? 14. What are you being for halloween? 15. Did you enjoy this short quiz?
reply 15 minutes
1. What's your name? Anna 2. How old are you? Fourteen, turning fifteen in December :3 3. What gender are you? Female 4. What gender[s] are you attracted to? Male gender XD 5. Who is your BFF on here? @Zyro  6. Who is your least favorite person on here? I don't have a least favorite person, and yes, I am honest in saying that :P 7. What's your main fandom? Um. I don't know the exact fandom thingy XD Roleplay fandom? Does that even exist?? (Someone help me. I am uneducated in the ways of the internet XDD) 8. What's your main bandom? I'm uneducated in internet stuffs. I dunno what that is, sorry XD 9. What's your favorite thing to do on here? I love to post in forums and talk to friends X3 10. Would you rather spend a day in the chatroom, the forums, or the PMS? Forums. I like those. But PMs depend on if anyone talks to me, lol. 11. If you could be any rank of the KW staff, what would you be? Wait wut. Like member, mod, etc? I'm happy being a member. I think there'd be stress with mods and admins and stuff. 12. What's your favorite color? I like orange. 13. What's your favorite chore? My favorite chore is probably when I get to sweep floors. It's relaxing and I like how clean the floor looks after I sweep. Especially if the floor was really dirty (which is fairly often; my parents track in mud from feeding horses and we live in a rainy state). 14. Who is your enemy in real life? Probably a kid in my class named Ben. He's not a nice guy to anyone. 15. Who is your BFF in real life? I have a hard time choosing. All of my real-life BFFs are amazing. Cheryl, Kate, Tabitha, Alissa. Can't choose one over the other :D 16. Would you faint at the sight of blood? Nah, but seeing blood, even in pictures and movies and stuff, I get a fear feeling. 17. Do you have glasses? Yeah. I need an upgrade tho. I can't see the board in English or any other class so I have to sit in the front of the class, which makes me feel too easily picked for volunteering answers ;-; 18. What's your stereotype in school? Whatever the shy, quiet person is. I don't seem to fit in any category I guess XD 19. Single, taken, or is it complicated? Single. 20. Any siblings? Yes, five younger ones. Four are brothers, one is a sister. 21. Any parents? Yes. A mom and a dad.  They're sarcastic often. 22. Where would you rather live? On a ranch or on an island close to the coast of California? On an island close to the coast of California. Ranches feel like too much work. Eh. 23. You are home alone for the day, the chores are finished, homework is finished, and all your friend are free... What do you do? Sit on the couch, find a reference image, and draw the entire time. I'll text my friends and roleplay with them. 24. You are stranded on an island. Do you build shelter or search for food first? Build a shelter first. 25. What's your eye color? Green hazel. 26. What's your hair color? Dirty blonde. Closer to a golden kind of brown. Hard to describe. I don't know the "technical name" thingy XD 27. What's your skin tone? Pale? I don't go outside much :P 28. What's your lip color? ...What's the technical name thingy? Pink? 29. Do you play video games? If so, what's your favorite game and console? Yes, my favorite is ARK: Survival Evolved. The computer(??) is my favorite console XD 30. Did you enjoy my quiz? Yesh. I love quizzes. It un-boreds me :3
reply 18 minutes
jordand08 posted in Debating:
I think once a upon a time ago, thinking the world was flat, when they discovered America and all was smart, but now I think it's stupid. No offense. 
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